Interest Rates & Charges: Credit Cards

Clydesdale Bank Gold MasterCard

Purchases and cash advances

On transactions other than balance transfers at the following rates:

Balance Transfers*

When you make a balance transfer we may charge a fee which will be 3% of the balance transferred minimum £3.00.
 

Promotional Balance Transfers*

We may from time to time, in particular circumstances and for particular periods, offer promotional rates for Balance Transfers. If we do then the following rates will apply:

Important Information

At the end of the Introductory Period the Select Rate will apply for Gold MasterCard customers.

* The interest rate due on all Balance Transfers will be fixed for the period of six months (except for the Introductory Rate) from the date the transfer is debited to the Account after which it will form part of the general balance outstanding on your Account and be charged interest at the rate you are then paying.

A cash handling fee of 3% (minimum charge £3) is payable on each cash advance or purchase of foreign currency and travel services. The APR's and fees may vary. If your outstanding balance is less than £5 you must pay it off in full by the date shown on your statement. If your outstanding balance is more than £5 you must pay a minimum payment of either £5 or all interest and default fees that have been added to your account that month together with 1% of the remaining balance on your account, whichever is the greater.

Click HERE for important information about using your cards abroad

Information correct as at 21st January 2011

† Select Cash Advance Rate is charged on the Cash Advance Balance. This is the amount you owe us for cash advances which includes transfers to another account which are not balance transfers, or if you buy any foreign currency or travellers’ cheques, or of you use your card for gambling. We will also add any interest and charges on those amounts to the Cash Advance Balance.

†† Select Balance Transfer Rate is charged on Balance Transfers other than Introductory Balance Transfers.