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How much could I borrow?

Annual salary

Please note. This is only an indication of how much you could borrow. All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property as security on your mortgage amount. The actual amount is based on a number of things – including your salary, credit rating and how much you can afford to repay after all your outgoings are included.

Your home may be repossessed if you do not keep up repayments on your mortgage

What are the benefits of fixed rate mortgages?

The length of your fixed rate period is agreed at the start of your mortgage and your repayments will remain the same throughout that period before reverting to our Standard Variable Rate (SVR).

  • You always know where you stand with fixed repayments
  • You can plan ahead with confidence during your fixed rate period, because your monthly repayments will stay the same – even if the Bank of England base rate changes
  • It’s a straightforward way to help you manage your budget

Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Who are fixed rate mortgages best for?

Anyone who wants to know exactly how much they’ll be paying each month, so they can plan their budget.

Dedicated at every step

Our dedicated mortgage advisors will be on hand to advise and support you, helping you find the right mortgage for your perfect home every step of the way. And there’s no need to hang about because our mortgage advisors have same day appointment available*

*Branch and telephone opening hours apply. Remortgages and purchases only. Excludes equity release/further advances or existing mortgage customer product switch.

Mortgage calculator

Use our mortgage calculators to find out how much you could borrow and estimate your monthly repayments.

How much can I borrow 
Calculate mortgage repayments

Our fixed rate mortgages

Please review our table of fixed rate mortgage products.

View our mortgage products

Enquire online

Arrange a branch or phone appointment with one of our mortgage advisors.

Complete our online form and we'll call you back to discuss your enquiry.

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Next steps

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