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Discounted Rate Mortgages

With reduced mortgage repayments for a set period, you'll start off paying less every month compared to our Standard Variable Rate

Your home may be repossessed if you do not keep up repayments on your mortgage

What are discounted variable rate mortgages?

Our discount standard variable mortgages have an interest rate that is set at a certain level below our Standard Variable Rate (SVR) and this discount rate is set for a specified period of time. This means that you will pay less interest for this agreed period. After this initial period, you will go onto the SVR, or you can talk to us about another mortgage deal.

How will Standard Variable Rate changes affect my repayments?

Our Standard Variable Rate is set internally by us, and although it isn't tied to the Bank of England base rate, our rate may go up or down as this changes. With a discount SVR mortgage, your monthly repayments will go up and down as our SVR changes, however the agreed discount will still be applied. An early repayment charge applies during this discount period.

Is a discounted rate mortgage right for me?

With a discounted SVR mortgage, you can enjoy initial lower monthly repayments, compared to SVR. If you like the security of knowing exactly what your monthly repayments will be, then you may be more suited to one of our fixed rate mortgages. If you'd like more information on our discount SVR mortgages or would like to talk to an advisor to find out what type of mortgage is most suited to your needs, then please get in touch.

Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Our mortgage advisors have same day appointments available

Start putting your plans for your dream home into action today.

We can offer same day mortgage appointments on request either in branch during branch opening hours or over the telephone on Mondays to Fridays 8am-8pm, Saturdays 9am-5pm and Sundays 10am-4pm. If an advisor is not available in branch, we will offer a telephone appointment. Remortgages and purchases only. Excludes equity release/further advances or existing mortgage customer product switch. Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Find out more about our same day mortgage appointments.

Your home may be repossessed if you do not keep up repayments on your mortgage

Our discounted rate mortgages

Please review our range of discount rate mortgages. If you need more information, our advisors are on hand to help with your mortgage queries.

Find out more abour our Discount standard variable rate mortgages

Ready to apply?

Found a product you're interested in? Arrange a branch or phone appointment with one of our mortgage advisors.

Call to book an appointment
0800 022 4313

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Complete our online form and we'll call you back to discuss your enquiry .

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Need more information

Our advisors are on hand to help with your mortgage queries.

Live chat with an advisor

Or call us on:
0800 022 4313

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Mon-Fri 8am-8pm, Sat 9am-5pm and Sun 10am-4pm