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Mortgage calculator

Get an idea how much you could borrow and what the monthly repayments could be

Our Mortgage Calculator helps you work out how much you may be able to borrow, and what the monthly repayments will be. Just enter your salary to get a rough idea of how much you can afford to borrow. Then use our monthly repayments calculator to see what your monthly repayments are likely to be.

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  • Annual salary

    Now find out which Mortgage you may be eligible for.

    Please note. This is only an indication of how much you could borrow. All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property as security on your mortgage amount.

    Your home may be repossessed if you do not keep up repayments on your mortgage




  • Choose a mortgage from these suitable options:

    Next steps:

    Our mortgage calculator give you an indication of monthly mortgage repayments. If you'd like to discuss you individual circumstances or obtain a personalised illustration, please contact us.

    Enquire online

    Or call us on 0800 022 4313

    Your home may be repossessed if you do not keep up repayments on your mortgage

  • Apply by phone

    Arrange a phone appointment with one of our qualified mortgage advisors.

    To book your appointment call:

    • We’re here:
    • Mon-Fri 8am-8pm
    • Sat 9am-5pm and Sun 10am-4pm
    Request call back

    Apply in branch

    Arrange a branch appointment with one of our qualified mortgage advisors.

    To book your appointment call:

    • We’re here:
    • Mon-Fri 8am-8pm
    • Sat 9am-5pm and Sun 10am-4pm
    Branch locator

    What you’ll need to apply

    • Your bank details
    • Proof of your gross annual income
    • Your last 2 months’ salary slips or 4 weeks’ wage slips
    • Evidence of your deposit
    • If you’re self-employed, your financial accounts for the past three years
    • Details of any outstanding loans, credit cards or other finance
    • Photographic proof of ID (e.g. driving license, passport)

    Your home may be repossessed if you do not keep up repayments on your mortgage

The mortgage affordability calculator uses your salary details to give an idea of how much you may be able to borrow. Simply enter either a single or joint salary amount above and we’ll work out the rest.

Please just be aware that this is only an indication of what you might be able to borrow. The actual amount is based on a number of things – including your salary, credit rating and how much you can afford to repay after all your outgoings are included.

Once you have an idea of what you can borrow, you can then work out what your monthly repayments could be by using the mortgage repayments calculator. You just need to put in some basic details – including your situation, preferred mortgage type, the property price and the amount of deposit you plan to put down.

When using the repayments calculator, bear in mind that the property price, minus the deposit amount, shouldn’t be any more than the borrowing amount.

And remember, when you’re thinking about what you’ll have to pay back every month, take into consideration all your other monthly outgoings to make sure you have enough left over for the month.

Ready to apply?

Found a product you're interested in? Arrange a branch or phone appointment with one of our mortgage advisors.

Call to book an appointment
0800 022 4313

Not got time to talk right now?

Complete our online form and we'll call you back to discuss your enquiry .

Enquire online

Need more information

Our advisors are on hand to help with your mortgage queries.

Live chat with an advisor

Or call us on:
0800 022 4313

We're here:
Mon-Fri 8am-8pm, Sat 9am-5pm and Sun 10am-4pm

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