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Fixed rate personal loans from £1,000 to £25,000

Personal loans

Let's make your plans a reality

An extra financial boost can help you to extend your house, redecorate or pay for a family event. Paying these large amounts at one time can be difficult, but with a Clydesdale Bank personal loan you can pay back over a set period.

With a Clydesdale Bank fixed rate personal loan you can borrow anything from £1,000 to £25,000 and repay in monthly fixed payments over 1 to 5 years*. All loans subject to status and eligibility.

£1,000£2,999
£3,000£4,999
£5,000£7,499
£7,500£15,000
£15,001£25,000
  • 24.5% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 24.5% Representative APR 24.5%
    Total amount payable £1246.44

    23 monthly repayments of £51.94

    and a final payment of £51.82

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 18.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 18.9% Representative APR 18.9%
    Total amount payable £3874.01

    35 monthly repayments of £107.62

    and a final payment of £107.31

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 5.5% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 5.5% Representative APR 5.5%
    Total amount payable £5424.39

    35 monthly repayments of £150.68

    and a final payment of £150.59

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.6% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 4.6% Representative APR 4.6%
    Total amount payable £13683.65

    47 monthly repayments of £285.08

    and a final payment of £284.89

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.8% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 4.8% Representative APR 4.8%
    Total amount payable £21976.83

    47 monthly repayments of £457.86

    and a final payment of £457.41

    All loans subject to status. The rate offered may differ from the Representative APR shown.

Features

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Early repayment options

You can repay your loan early, but note that a early repayment charge applies**

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Instant decision

A quick decision is available online 8am-10pm Monday to Friday, 8am-6pm on Saturday & 9am-6pm on Sunday and during branch and telephone opening hours.

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Funds direct to your account

Transferred once approved and completed paperwork received by us

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Access to rates

Our rates are available online, in branch and via telephone.

All our features and benefits


Important details

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.

** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.

Calculator

Loan Calculator

Repayment options

Use our loan calculator to calculate how much your monthly repayments could be on your chosen loan amount

Calculate and apply

To apply for a loan you must be aged 18 or over.

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FAQ - Personal loans

All personal loan questions

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If you already have a loan

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Manage your loan

Change details and manage your existing loan.

Existing loan customers

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Find a branch

Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM

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Contact us

Call us to speak to an advisor or apply for a personal loan by phone

0800 707 6471

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  • Sat 9am – 5pm
  • Sun 10am – 4pm

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