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Award winning
personal loans

Personal loans

£1,000£2,999
£3,000£4,999
£5,000£7,499
£7,500£15,000
£15,001£25,000
  • 22.4% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 22.4% Representative APR 22.4%
    Total amount payable £1226.48

    23 monthly repayments of £51.11

    and a final payment of £50.95

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 18.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 18.9% Representative APR 18.9%
    Total amount payable £3876.26

    35 monthly repayments of £107.68

    and a final payment of £107.46

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 6.9% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 6.9% Representative APR 6.9%
    Total amount payable £5536.26

    35 monthly repayments of £153.79

    and a final payment of £153.61

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.9% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 4.9% Representative APR 4.9%
    Total amount payable £13,774.18

    47 monthly repayments of £286.97

    and a final payment of £286.59

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 5.9% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 5.9% Representative APR 5.9%
    Total amount payable £22,454.50

    47 monthly repayments of £467.81

    and a final payment of £467.43

    All loans subject to status. The rate offered may differ from the Representative APR shown.

Calculator

Calculator

Calculate how much your repayments could be

Calculate and apply

To apply for a loan you must either be a new customer aged 23-74 with a minimum income of £15,000, or an existing customer of the bank aged 18 or over.

Features and benefits

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Unsecured loans

You don't need to be a homeowner to apply

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Instant decision

We aim to give you an instant decision online between 8am - 10pm, Monday - Saturday and 8am to 9pm on Sundays

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Funds direct to your account

Transferred once approved and completed paperwork received by us

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Access to rates

Rates available online, in branch and via telephone.

Apply now


Important information

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

Existing loan customers

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Manage your loan

Change details and manage your existing loan.

Existing loan customers
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Started an application

Retrieve your application if you’ve started your application in the last 30 days.

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Moneyfacts Awards 2014 Best Personal Loan Provider


Branch locator

Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Call us to speak to an advisor or apply for a personal loan by phone

0800 707 6471

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  • Sat 9pm – 5pm

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