Personal Loans - Instant decision

5.1% APR Representative on loans from £7,500 to £15,000

Unsecured loans for almost any purpose

Buying a new car, making home improvements, planning a fabulous holiday? Whatever the reason, a personal loan from Clydesdale Bank can help make your dreams come true.

Quick quote

Overview

How to apply

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• It’s easy to apply for a Clydesdale Bank personal loan. We’ll let you know if your application has been accepted – once we receive all the paperwork, you could have the money in your bank account within five days.

  • Borrow up to £25,000 - other loan amounts available
  • Fixed interest rates - make budgeting easier as your interest rate will not vary over the life of the loan
  • Unsecured loans - you don't need to use your home as security
  • Choice of loan terms - from one to five years#
  • Early repayment options - you can repay early if you wish+
  • Easy to apply - online instant decision
  • Print and post your paperwork

  You must be either a new customer, aged 23-74 with a minimum annual income of £15,000, or an existing customer of the bank.

  And you can use a Clydesdale Bank personal loan for almost any purpose, including:

  • Making improvements to your home
  • Buying a car
  • Paying for a dream holiday
  • Consolidating your existing loans and credit card balances

• Apply for your unsecured loan - online

  It’s easy to apply for a personal loan online. We’ll usually let you know within one working day if your application has been accepted.

  How to apply

  Step 1 - Use the Quick Quote calculator
  This gives you an indication of how much a loan might cost. You can either enter the amount you want to borrow or the amount you can afford to pay each month.

  Quick online quote

  Step 2 – Review your options
  We’ll show you the cost of your loan – or the amount you could borrow based on your monthly payments – for a range of loan terms.

  Step 3 - Apply
  Simply choose the result that's best for you and click on the apply button.

  Remember you can save your application anytime and return to it later.

  Apply online

Important information

# Terms longer than 5 years are available for loans greater than £15,000 (and where the new amount borrowed exceeds the amount of any Clydesdale Bank existing loan which is being repaid). The APR (Annual Percentage Rate) shown is typical and your actual rate; monthly repayment and total amount payable may all vary depending on our assessment of your financial circumstances and chosen loan amount.

+ You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay.