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Clydesdale Bank Logo

Low rate personal loans

Unsecured loans for almost any purpose

Buying a new car, making home improvements, planning a fabulous holiday? Whatever the reason, a personal loan from Clydesdale Bank can help make your dreams come true.

Benefit from our lowest rates when you apply online.

Moneyfacts Award

Loan calculator

  • Instant decision
  • Borrow from £1,000 to £25,000
  • Choice of loan terms from 1 to 5 years*
  • Unsecured loans - you don't need to use your home as security
  • Fixed interest rates - making budgeting easier as your interest rate won’t vary over the life of the loan
  • Print and post your paperwork - for faster access to your funds
  • Funds paid directly into your account
  • Early repayment options - you can repay early if you wish**
  • Rates available online, in branch and via telephone

And you can use a Clydesdale Bank personal loan for almost any purpose, including:

  • Making improvements to your home
  • Buying a car
  • Paying for a dream holiday
  • Consolidating your existing loans and credit card balances

Loan calculator

Apply online

Take out a Clydesdale Bank personal loan today

Apply online

Retrieve an application you've started

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Got a question about our personal loans?

Chat online now

Mon-Fri 9am-8pm
Sat 9am-5pm

Call us on

0800 707 6471
We're here
Mon-Fri 8am-8pm
Sat 9am-5pm

Important information

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

You must be either a new customer, aged 23-74 with a minimum annual income of £15,000, or an existing customer of the bank aged 18 or over.

* Loans may be granted for periods of 72 or 84 months if the following criteria are met: i) the loan is greater than or equal to £15,000 and ii) if the purpose of the loan is to repay an existing Clydesdale Bank loan, the additional amount borrowed is of greater value than the existing loan that is to be repaid.

** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay.

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Personal Loan calculator
Borrow from £1,000 to £25,000

Interest Rates

Interest Rates

Interest Rates