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Ideas to reality

Personal loans from £1,000 to £25,000

Personal loans

A helping hand with our fixed rate loans

Sometimes we need that extra financial help to secure a new car or pay off other finances. Clydesdale Bank personal loans could help you through a challenging time and your wishes could become reality, with a personal loan of £1,000 to £25,000. Just talk to one of our advisors in branch, over the phone or apply online. All loans subject to status and eligibility.

How our loans work

  • You could borrow from £1,000 to £25,000 and choose a repayment period from 1 to 5* years.
  • Our rates are available online, in branch and via telephone.
  • An instant decision is available online 8am-10pm Monday to Friday, 8am-6pm on Saturday & 9am-6pm on Sunday and during branch and telephone opening hours.
  • You can plan ahead. Have the comfort of knowing what your monthly repayments will be and when your loan will be paid off.
  • Our loans are available to new and existing Clydesdale bank customers
  • You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. Early repayment charges apply**

Our current loan rates

£1,000£2,999
£3,000£4,999
£5,000£7,499
£7,500£15,000
£15,001£25,000
  • 24.5% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 24.5% Representative APR 24.5%
    Total amount payable £1246.44

    23 monthly repayments of £51.94

    and a final payment of £51.82

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 18.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 18.9% Representative APR 18.9%
    Total amount payable £3874.01

    35 monthly repayments of £107.62

    and a final payment of £107.31

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 5.5% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 5.5% Representative APR 5.5%
    Total amount payable £5424.39

    35 monthly repayments of £150.68

    and a final payment of £150.59

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.6% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 4.6% Representative APR 4.6%
    Total amount payable £13683.65

    47 monthly repayments of £285.08

    and a final payment of £284.89

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.8% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 4.8% Representative APR 4.8%
    Total amount payable £21976.83

    47 monthly repayments of £457.86

    and a final payment of £457.41

    All loans subject to status. The rate offered may differ from the Representative APR shown.

A fixed rate personal loan is a sum of money borrowed from the lender and paid back over an agreed time and rate of interest. All loans are subject to status.

Calculator

Loan calculator

Repayments?

Use our loan calculator to calculate how much your monthly repayments could be on your chosen loan amount

Calculate and apply

Apply now

Apply online now

To apply for a loan you must be aged 18 or over.

FAQ - Personal loans

All personal loan questions


Important details

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.

** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.


Find a branch

Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM

Branch locator

Contact us

Call us to speak to an advisor or apply for a personal loan by phone

0800 707 6471

  • We’re here
  • Mon-Fri 8am – 8pm
  • Sat 9am – 5pm
  • Sun 10am – 4pm

Chat online

Got a question? Our advisors can help you find the answers.

Chat online now

  • Available
  • Mon - Fri 9am - 8pm
  • Sat 9am – 5pm

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