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Car loans up to £25,000

£1,000£2,999
£3,000£4,999
£5,000£7,499
£7,500£15,000
£15,001£25,000
  • 24.5% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 12.346% Representative APR 24.5%
    Total amount payable £1246.91

    23 monthly repayments of £51.96

    and a final payment of £51.83

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 18.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 9.736% Representative APR 18.9%
    Total amount payable £3876.26

    35 monthly repayments of £107.68

    and a final payment of £107.46

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 5.9% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 3.060% Representative APR 5.9%
    Total amount payable £5459.06

    35 monthly repayments of £151.65

    and a final payment of £151.31

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 5.4% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 2.808% Representative APR 5.4%
    Total amount payable £13,904.03

    47 monthly repayments of £289.67

    and a final payment of £289.54

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.7% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 2.445% Representative APR 4.7%
    Total amount payable £21,955.66

    47 monthly repayments of £457.41

    and a final payment of £457.39

    All loans subject to status. The rate offered may differ from the Representative APR shown.

Buying a new or used car?

You can spread your payments with a Clydesdale Bank car loan, and you don’t even need to be a an existing customer. Subject to status, we can offer loans of up to £25,000, to help you purchase your latest choice of vehicle. If we approve your loan and on receipt of your completed paperwork, funds are paid directly into your bank account.

It’s straightforward to apply

Making the right choice for a new car can take time, but applying for a Clydesdale Bank car loan doesn’t need to. You can do it online, and get a decision in minutes. All loans subject to status.

  • Get a quote and apply online – the application process is simple and we’ll give you a quick decision
  • Borrow from £1,000 - up to £25,000
  • Spread your monthly repayments - from 1 to 5 years*
  • No security necessary - so you don't need to be a homeowner
  • Fixed interest rates - means your payments stay the same over the life of the loan
  • No deposit needed - you could borrow the full cost of your new car, up to a maxiumum of £25,000
  • Loan funds - paid directly into your bank account
  • Early repayment option - if you want to pay off your loan early. Early repayment charge applies**
  • Rates available online, in branch and via telephone
Calculator

Calculator

Calculate how much your repayments could be

Calculate and apply

To apply for a loan you must either be a new customer aged 23-74 with a minimum income of £15,000, or an existing customer of the bank aged 18 or over.

Calendar

Started an application

Retrieve your application if you’ve started your application in the last 30 days.

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Pencil

Manage your loan

Change details and manage your existing loan.

Existing loans customer


Important information

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

* Loans may be granted for periods of up to 84 months if: i) if you apply in branch or by telephone, the loan amount is greater than or equal to £7,500 or if the loan is greater than or equal to £15,000; and ii) if the purpose of the loan is to repay an existing Clydesdale Bank loan, the additional amount borrowed is of greater value than the existing loan that is to be repaid.

** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay, as an early repayment charge.


Branch locator

Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Call us to speak to an advisor or apply for a personal loan by phone

0800 707 6471

  • We’re here
  • Mon-Fri 8am – 8pm
  • Sat 9pm – 5pm

Chat online to an advisor

Got a question? Our advisors can help you find the answers.

Chat online now

  • Available
  • Mon - Fri 9am - 8pm
  • Sat 9pm – 5pm

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