Looking for a Car Loan? Instant decision

Low rate loan - 5.1% APR Representative on loans from £7,500 to £15,000

A personal loan from Clydesdale Bank could be the answer

Buying a new family car, an economic runabout or the latest executive model? No matter whether you’re buying a new or used car, big or small, we can help you with a personal loan.

Car loan

How to apply

• Car loans to meet your needs

  Choosing a car is an important decision and something you’ll want to put plenty of thought into. And when it comes to buying your next vehicle, you’ll want to make sure that you have the finances in place – with a minimum of fuss.

  Owning your next car could be a lot simpler than you think, with our fast online application. Clydesdale bank personal loans are designed to suit your requirements and your budget, so you can get the car you want as easily as possible.

  • It’s quick and easy to get a quote and apply
  • Spread your monthly repayments over 1 to 5 years#
  • Borrow from £1,000 up to £25,000
  • Fixed interest rates - makes budgeting easier as your interest rate will not vary over the life of the loan – and you won’t have to worry about payments ever increasing
  • Unsecured loans - you don't need to use your home as security
  • No arrangement fees
  • Early repayment options - you can repay early if you wish+

  Quick online quote

• Apply for your unsecured loan - online

  It’s easy to apply for a personal loan online. We’ll usually let you know within one working day if your application has been accepted.

  How to apply

  Step 1 - Use the Quick Quote calculator
  Our online calculator gives you an indication of how much a personal loan might cost. You can either enter the amount you want to borrow and find out the cost of the loan - or enter the amount you can afford to pay each month, and we’ll calculate the amount you could borrow.

  Quick online quote

  Step 2 – Review your options
  We’ll show you the cost of your loan – or the amount you could borrow based on your monthly payments – for a range of loan repayment terms.

  Step 3 - Apply
  Simply choose the result that's best for you and click on the apply button.

  You can save your application at any time and return to it later. So if you get called away, you won’t need to start your application over again.

  Apply online

Important Information

# Terms longer than 5 years are available for loans greater than £15,000 (and where the new amount borrowed exceeds the amount of any Clydesdale Bank existing loan which is being repaid). Existing customers must be aged 18 or over, new customers must be aged 23-74 with a minimum income of £15,000. The APR (Annual Percentage Rate) shown is typical and your actual rate; monthly repayment and total amount payable may all vary depending on our assessment of your financial circumstances and chosen loan amount.

+ You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay.