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Get that new car feeling

Car loans from £1,000 to £25,000

Car loans up to £25,000

Buying a new or used car?

Get that new car feeling with a Clydesdale Bank car loan from £1,000 to £25,000. We can give you a quick decision on your personal loan online, as well as in branch and via telephone. You can apply for one of our loans even if you're not an existing customer. All loans subject to status and eligibility.

Features

  • An instant decision is available online 8am-10pm Monday to Friday, 8am-6pm on Saturday & 9am-6pm on Sunday and during branch and telephone opening hours
  • Borrow from £1,000 to £25,000 and repay over 1 to 5 years*
  • Our rates are available online, in branch and via telephone
  • Funds paid directly into your account - once approved and completed paperwork received by us
  • Early repayment options - early repayment charge applies**
  • You don't need to be a homeowner to apply

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£1,000£2,999
£3,000£4,999
£5,000£7,499
£7,500£15,000
£15,001£25,000
  • 24.5% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 24.5% Representative APR 24.5%
    Total amount payable £1246.44

    23 monthly repayments of £51.94

    and a final payment of £51.82

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 18.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 18.9% Representative APR 18.9%
    Total amount payable £3874.01

    35 monthly repayments of £107.62

    and a final payment of £107.31

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 5.5% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 5.5% Representative APR 5.5%
    Total amount payable £5424.39

    35 monthly repayments of £150.68

    and a final payment of £150.59

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.6% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 4.6% Representative APR 4.6%
    Total amount payable £13683.65

    47 monthly repayments of £285.08

    and a final payment of £284.89

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.8% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 4.8% Representative APR 4.8%
    Total amount payable £21976.83

    47 monthly repayments of £457.86

    and a final payment of £457.41

    All loans subject to status. The rate offered may differ from the Representative APR shown.

FAQ - Personal loans

All personal loan questions

Apply now

Apply online now

To apply for a loan you must be aged 18 or over.


Important details

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.

** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay, as an early repayment charge. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.

Looking for Personal Car Finance over £25,000? Our Asset Finance Direct Team can offer a hire purchase agreement secured against your car with fixed monthly repayments and a fixed interest rate. You own the car once the final payment and completion fee is made. Equal instalment or balloon payment (lump sum) options are available. Call our Asset Finance Direct Team on 0800 141 2231. Credit subject to status & eligibility.


Find a branch

Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM

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Contact us

Call us to speak to an advisor or apply for a personal loan by phone

0800 707 6471

  • We’re here
  • Mon-Fri 8am – 8pm
  • Sat 9am – 5pm
  • Sun 10am – 4pm

Chat online

Got a question? Our advisors can help you find the answers.

Chat online now

  • Available
  • Mon - Fri 9am - 8pm
  • Sat 9am – 5pm

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