Our best ever personal loan rate
2.9% APR representative on loans from £7,500 to £25,000
UK residents only. Subject to status & eligibility. 18+. Rates depend on loan amount & individual circumstances. Rates are the same online, in branch and via telephone.
Get that new car feeling with a Clydesdale Bank car loan from £1,000 to £35,000. We can give you a quick decision on your personal loan online, as well as in branch and via telephone. You can apply for one of our loans even if you're not an existing customer. All loans subject to status and eligibility.
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20.9% APR representative on loans from £1,000 – £2,999
|Loan amount £1,000||Term time 2 years||Rate of interest per annum (fixed) 20.9%||Representative APR 20.9%|
|Total amount payable £1211.33||
23 monthly repayments of £50.48and a final payment of £50.29
16.9% APR representative on loans from £3,000 – £4,999
|Loan amount £3,000||Term time 3 years||Rate of interest per annum (fixed) 16.9%||Representative APR 16.9%|
|Total amount payable £3781.88||
35 monthly repayments of £105.06and a final payment of £104.78
3.3% APR representative on loans from £5,000 – £7,499
|Loan amount £5,000||Term time 3 years||Rate of interest per annum (fixed) 3.3%||Representative APR 3.3%|
|Total amount payable £5254.66||
35 monthly repayments of £145.97and a final payment of £145.61
2.9% APR representative on loans from £7,500 – £15,000
|Loan amount £12,500||Term time 4 years||Rate of interest per annum (fixed) 2.9%||Representative APR 2.9%|
|Total amount payable £13,244.07||
47 monthly repayments of £275.92and a final payment of £275.83
2.9% APR representative on loans from £15,001 – £25,000
|Loan amount £20,000||Term time 4 years||Rate of interest per annum (fixed) 2.9%||Representative APR 2.9%|
|Total amount payable £21,190.52||
47 monthly repayments of £441.47and a final payment of £441.43
6.9% APR representative on loans from £25,001 – £35,000
|Loan amount £30,000||Term time 5 years||Rate of interest per annum (fixed) 6.9%||Representative APR 6.9%|
|Total amount payable £35,380.28||
59 monthly repayments of £589.68and a final payment of £589.16
All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.
* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.
** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay, as an early repayment charge. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.
Looking for Personal Car Finance over £35,000? Our Asset Finance Direct Team can offer a hire purchase agreement secured against your car with fixed monthly repayments and a fixed interest rate. You own the car once the final payment and completion fee is made. Equal instalment or balloon payment (lump sum) options are available. Call our Asset Finance Direct Team on 0800 141 2231. Credit subject to status & eligibility.