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Student Account

How to be a student and live

  • Up to £1,000 overdraft in the first year and up to £3,000 in the remaining years of your course 
  • 24 Hour Telephone and Internet Banking**

If you’re going to or are at university, you’ll be faced with a whole host of problems that have nothing to do with your course work.  There will be books to buy, fees to pay, travel costs and living expenses – and if you’re moving away from home, your expenses may be much higher than you expected.

Our Student Account gives you the benefits of a normal current account.  That means you can apply for an overdraft facility, Dual-Function Maestro Debit Card and even a Gold MasterCard Credit Card.

How to apply

What you get

A tailored Student Account to suit you

  • Overdraft facility - up to £1,000 in the first year and up to £3,000 for the remaining years of your course
  • Bank the way that suits you with 24 Hour Telephone Banking and Internet Banking**
  • Debit Card which can be used in person, by phone, online and abroad
  • CashBack at participating retailers
  • Withdraw up to £350 a day, 365 days of the year at any Clydesdale Bank ATM or UK ATM*
  • Mobile phone top-up at ATMs
  • Student support – get help in managing your finances from your Personal Banker and our Life Event Guides.

Other current accounts

  • Current Account Plus - choose to bank with benefits. Enjoy a competitive overdraft rate, special discounts and much more
  • Readycash Basic Account - take a straightforward approach to your finances with our Basic Bank Account
     

#All credit facilities are subject to status and applicants must be aged 18 or over. Written quotations are available on request. Full details of the MasterCard and its Conditions of Use are available from any of our branches.

*Subject to available funds. While we do not charge for this service, other providers may do so. An ATM may be temporarily unavailable due to periods of routine maintenance.

**24 Hour Telephone Banking and Internet Banking may be temporarily unavailable during periods of routine maintenance.  For your security, calls may be monitored or recorded.

We are covered by the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and circumstances of the claim.

Further details of the scheme are available from us on request or from the Financial Services Compensation Scheme www.fscs.org.uk or in writing from the Financial Services Compensation Scheme, 7th Floor , Lloyds Chambers, 1 Portsoken Street, London E1 8BN.

Clydesdale Bank and Yorkshire Bank are trading names of Clydesdale Bank PLC. As both banks are part of the one and same authorised entity the FSCS compensation limit applies to deposits held across both brands.

How to apply

  • Telephone: 0845 602 5450
    (Monday - Sunday 8.00am - 8.00pm)
Fast card replacement - anywhere in the world!