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Private Member Mortgages

Whatever you're looking for in a mortgage, we will find the right product for you.

Your Private Partner will discuss your options and put you in touch with an expert adviser. At all times, these professionals will act with your best interests at heart, working to protect your assets and ensure that your money works harder for you. We offer a varied range of residential mortgages and Investment Housing Loans.

Browse our exclusive Private mortgage rates below, and speak to a Private Partner today to find the right one for you.

With our fixed rate mortgages, you'll pay the same rate of interest for the fixed term - so you'll always know how much your mortgage will cost. (Rates correct as at 1st May 2012)
Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison Arrangement fee for new mortgage customers Arrangement fee for existing mortgage customers Early repayment charge
2 year residential fixed 65%
3.19
%		 31 July 2014 currently
4.95
% (SVR*)
4.9
%APR		 £
999
 £
499
 3% in year 1, 2% in year 2
2 year residential fixed 75%
3.39
%		 31 July 2014 currently
4.95
% (SVR*)
4.9
%APR		 £
999
 £
499
2 year residential fixed 80%
3.79
%		 31 July 2014 currently
4.95
% (SVR*)
5.0
%APR		 £
999
 £
499
2 year residential fixed 85%
4.39
%		 31 July 2014 currently
4.95
% (SVR*)
5.1
%APR		 £
999
 £
499
2 year residential fixed 90%
5.49
%		 31 July 2014 currently
4.95
% (SVR*)
5.4
%APR		 £
999
 £
499
5 year residential fixed 65%
3.69
%		 31 July 2017 currently
4.95
% (SVR*)
4.7
%APR		 £
999
 £
499
 5% in years 1 & 2, 4% in year 3, 3% in year 4, 2% in year 5
5 year residential fixed 75%
3.99
%		 31 July 2017 currently
4.95
% (SVR*)
4.8
%APR		 £
999
 £
499
5 year residential fixed 80%
4.39
%		 31 July 2017 currently
4.95
% (SVR*)
5.0
%APR		 £
999
 £
499
5 year residential fixed 85%
5.09
%		 31 July 2017 currently
4.95
% (SVR*)
5.3
%APR		 £
999
 £
499
5 year residential fixed 90%
5.79
%		 31 July 2017 currently
4.95
% (SVR*)
5.6
%APR		 £
999
 £
499

For more information on Private Member Mortgages please contact your Private Partner.
* Standard Variable Rate

Your home may be repossessed if you do not keep up repayments on your mortgage
An offset mortgage lets you link your Clydesdale Bank current and savings accounts to your mortgage – so you can save on interest payments and repay your mortgage early. (Rates correct as at
1st May 2012)
Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison Arrangement fee for new mortgage customers Arrangement fee for existing mortgage customers Early repayment charge
2 year discounted offset 65%
3.15
%		 31 July 2014 currently
4.95
% (OVR*)
4.8
%APR		 £
999
 £
499
 3% in year 1, 2% in year 2
2 year discounted offset 75%
3.25
%		 31 July 2014 currently
4.95
% (OVR*)
4.9
%APR		 £
999
 £
499
2 year discounted offset 80%
4.05
%		 31 July 2014 currently
4.95
% (OVR*)
5.0
%APR		 £
999
 £
499
Standard offset variable rate 85%
4.95
%		 n/a
n/a
5.2
%APR		 £
999
 £
499
 None

For more information on Private Member Mortgages please contact your Private Partner.
* Offset Variable Rate

Your home may be repossessed if you do not keep up repayments on your mortgage
Combine your Clydesdale Bank Current Account, personal loan, overdraft and mortgage into one account - you could save money on mortgage interest and make lump sum payments to reduce your account balance. (Rates correct as at
1st May 2012)
Mortgage Max loan to value Current rate Overall cost for comparison Arrangement fee for new mortgage customers Arrangement fee for existing mortgage customers Early repayment charge
Flexible repay (interest only) 60%
3.79
%
4.0
%APR		 £
999
 £
499
 None
Flexible repay (interest only) 75%
3.99
%
4.2
%APR		 £
999
 £
499
Rapid repay (capital and interest) 60%
3.79
%
4.0%
APR		 £
999
 £
499
Rapid repay (capital and interest) 75%
3.99
%		 4.2%APR £
999
 £
499

For more information on Private Member Mortgages please contact your Private Partner.

Your home may be repossessed if you do not keep up repayments on your mortgage
With an Investment Housing Loan mortgage from Clydesdale Bank, you can purchase a property to rent out to tenants – producing income for you now and investment potential for the future (Rates correct as at 1st May 2012)
Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison Arrangement fee for new mortgage customers Arrangement fee for existing mortgage customers Early repayment charge
2 year fixed rate
investment housing loan		 70%
4.79
%		 31 July 2014 currently
5.35
% (OVIHLR*)
5.5
%APR		 £
999
 £
499
 3% in year 1, 2% in year 2
2 year fixed rate
investment housing loan		 80%
5.29
%		 31 July 2014 currently
5.35
% (OVIHLR*)
5.7
%APR		 £
999
 £
499
5 year fixed rate
investment housing loan		 70%
4.99
%		 31 July 2017 currently
5.35
% (OVIHLR*)
5.5
%APR		 £
999
 £
499
 5% in years 1 & 2, 4% in year 3, 3% in year 4, 2% in year 5
5 year fixed rate
investment housing loan		 80%
5.49
%		 31 July 2017 currently
5.35
% (OVIHLR*)
5.7
%APR		 £
999
 £
499
Offset variable
investment housing loan		 80%
5.35
%		 n/a n/a
5.7
%APR		 £
999
 £
499
 None

For more information on Private Member Mortgages please contact your Private Partner.
* Offset Variable Investment Housing Loan Rate

Your home may be repossessed if you do not keep up repayments on your mortgage


All of our Current Account Mortgages include an unplanned borrowing rate which is 2% above your mortgage rate.

The maximum Loan to Value for mortgages on an Interest Only payment basis is 75%.

Written quotations are available on request.