Other fees and charges
Private Banking other fees and charges
Overdraft Terms
Daily Unplanned Borrowing Fee £25.00
Fee charged each day we make a payment when you request Unplanned Borrowing. The fee is only charged where the amount you borrow at the end of the day exceeds the Buffer
Other fees and charges
| Membership Fee | £25 per month |
| This is for Private Banking relationship management and Private Banking current account and only applies to the following accounts: Private Current Account Tracker and Private Current Account Mortgages. | |
| Other Day to Day Charges | |
|---|---|
| Returned Item Fee: Standing Orders, Direct Debits and Cheques which you authorise but which we return unpaid | £34.50 per item |
| Notification Fee | £0.50 per item |
| The above fees will be debited as one amount and be shown on your account as an ‘Unpaid Charge’ of £35 | |
| Counter Withdrawal (applies to Savings Account - Tracker only) | £5.00 per item |
| Additional Services | |
|---|---|
| Banker's draft (up to & including £100,000) | No additional charge |
| Stopped Cheque | No additional charge |
| Special Cheque Presentation | No additional charge |
| Copy of Cheque | No additional charge |
| Duplicate Statements | No additional charge |
| Inward Foreign Payment | |
|---|---|
| Paid to customer’s account with this Bank Up to £100 (or equivalent) |
no charge |
| Over £100 (or equivalent) | £7.00 |
| Copies of confirmations/advices | £5.00 per item |
| Debit Card Transactions | |
|---|---|
| ATM Transactions | 3.75% of transaction value. Min £1.50 |
| Purchase Transactions | 2.75% of transaction value. Min £1.50 |
These fees and limits apply if you use a card where the card transaction is made with a supplier (or using an ATM) based overseas.
Purchase transactions overseas limited to £2,500 per day for Private Debit MasterCard, £1,500 for all other debit cards.
Collections Department
If we need to involve our Collections Department you must pay us all reasonable costs and expenses which we incur as a result. These could include any costs incurred by us on correspondence or in taking steps to trace you or recover money you owe us (including legal costs on a full indemnity basis). Further details are available on request from your Private Partner.
The way in which each of the above fees and charges are calculated and applied to your Account is described in the Terms and Conditions applicable to your Account
