Summary of Key Information
Savings Products Summary Boxes
Signature Savings Account
Savings Account Plus
Savings Account Plus - Offset
Savings Account
40 Day Notice Account
Term Deposits
Monthly Capitalised Interest Term Deposits
Term Deposits - Interest Capitalised at Maturity
Anually Repaid Interest Term Deposits
Guaranteed Capital Account
Cybersave
Child's Savings Bond
Cash ISA
Cash ISA - 40 Day Notice
Signature Savings Account
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Account Name
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Signature Savings Account |
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Interest Rates (AERs)
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Refer to the Savings Account Tariff, Current Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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0.75% bonus included in the gross rate until 30th September 2009. |
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Withdrawal arrangements
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N/A |
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Access
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You may only withdraw funds by transfer to your Linked Current Account using Internet/Telephone Banking. |
Savings Account Plus
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Account Name
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Savings Account Plus |
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Interest Rates (AERs)
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Refer to the Savings Account Tariff, Current Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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N/A |
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Access
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You may only withdraw funds by transfer to your Linked Current Account using Internet/Telephone Banking. |
Savings Account Plus - Offset
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Account Name
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Savings Account Plus – Offset |
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Interest Rates (AERs)
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Refer to the Savings Account Tariff, Current Account Tariff for personal customers, or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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N/A |
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Access
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You may only withdraw funds by transfer to your Linked Current Account using Internet/Telephone Banking. |
Savings Account
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Account Name
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Savings Account |
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Interest Rates (AERs)
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Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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N/A |
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Access
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Internet/Telephone Banking/ATM/Branch |
40 Day Notice Account
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Account Name
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40 Day Notice Account |
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Interest Rates (AERs)
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Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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1% bonus included in the gross rate until 30th September 2009. From 1st October 2009 until the 30th September 2010, a bonus of 0.5% on the gross rate will apply. |
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Withdrawal arrangements
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Withdrawals require 40 days’ notice. Withdrawals without 40 days’ notice are subject to a charge. The withdrawal must be for the whole balance in the Account including any accrued interest. Withdrawals may only be made by transfer to another account. The charge is equivalent to 40 days’ gross interest or a minimum of £30.00, whichever is greater. The Account must then be closed. Further details can be found in the Terms and Conditions. |
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Access
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Branch/Post |
Term Deposits
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Account Name
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3, 6, 12, 18, 24, 36 & 60 Month Term Deposits |
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Interest Rates (AERs)
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Refer to our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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During the Fixed Term only one withdrawal can be made which requires 5 Business Days’ notice and must be for the full balance. Such withdrawals are subject to a charge which is dependent on the number of days to Maturity - the minimum charge is £30. The Term Deposit will then be closed. Further details can be found in the Terms and Conditions. |
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Access
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Branch/Post |
Monthly Capitalised Interest Term Deposits
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Account Name
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12, 24, 36 & 60 month, Monthly Capitalised Interest Term Deposits |
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Interest Rates (AERs)
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Refer to our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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During the Fixed Term only one withdrawal can be made which requires 5 Business Days’ notice and must be for the full balance. Such withdrawals are subject to a charge which is dependent on the number of days to Maturity - the minimum charge is £30. The Term Deposit will then be closed. Further details can be found in the Terms and Conditions. |
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Access
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Branch/Post |
Term Deposits - Interest Capitalised at Maturity
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Account Name
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24, 36 & 60 Month Term Deposits – Interest Capitalised at Maturity |
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Interest Rates (AERs)
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Refer to our website,www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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If your deposit is a Qualifying Time Deposit interest will be paid gross. On all other deposits interest will be paid net of tax unless you are entitled to register for gross interest and have completed the relevant documentation. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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During the Fixed Term only one withdrawal can be made which requires 5 Business Days’ notice and must be for the full balance. Such withdrawals are subject to a charge which is dependant on the number of days to Maturity - the minimum charge is £30. The Term Deposit will then be closed. Further details can be found in the Terms and Conditions. |
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Access
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Branch/Post |
Anually Repaid Interest Term Deposits
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Account Name
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24, 36 & 60 month, Annually Repaid Interest Term Deposits |
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Interest Rates (AERs)
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Refer to our website,www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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During the Fixed Term only one withdrawal can be made which requires 5 Business Days’ notice and must be for the full balance. Such withdrawals are subject to a charge which is dependant on the number of days to Maturity - the minimum charge is £30. The Term Deposit will then be closed. Further details can be found in the Terms and Conditions |
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Access
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Branch/Post |
Guaranteed Capital Account
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Account Name
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Guaranteed Capital Account |
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Interest Rates (AERs)
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Request a brochure or ask for the current rates at your Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. If you invest in the Plan via a Cash ISA and/or a Cash ISA transfer, any payments made to you under the Plan will be free from UK tax. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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Withdrawal from the account before Maturity will result in an Early Exit Fee being charged and closure of the account. The Early Exit Fee is an adjustment made to the initial deposit amount. The fee is determined at the relevant time, based on prevailing market conditions such as, but not limited to, interest rates and the level of the FTSE100. If you wish to transfer the funds to another Account Manager, Credit Suisse will charge an additional fee of £100 plus VAT. |
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Access
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All withdrawal or transfer requests must be made in writing to Credit Suisse. |
Cybersave Account
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Account Name
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Cybersave Account |
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Interest Rates (AERs)
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Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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N/A |
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Access
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Branch/ATM (if you have a card) |
Child's Savings Bond
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Account Name
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Child’s Savings Bond |
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Interest Rates (AERs)
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Refer to our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration. |
|
Conditions for bonus payment
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N/A |
|
Withdrawal arrangements
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During the Fixed Term only one withdrawal can be made which requires 5 Business Days’ notice and must be for the full balance. Such withdrawals are subject to a charge which is dependent on the number of days to Maturity - the minimum charge is £10. The Account will then be closed. Further details can be found in the Terms and Conditions. |
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Access
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Branch |
Cash ISA
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Account Name
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Cash ISA |
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Interest Rates (AERs)
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Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch. |
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Tax Status
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Tax free – interest is paid gross. |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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Funds can be withdrawn at any time, however as you can only credit the Cash ISA with £3,600 per tax year any funds withdrawn can only be replaced if you have not already utilised this maximum allowance. |
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Access
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Via Branch/post/Telephone/Internet Banking |
Cash ISA - 40 Day Notice
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Account Name
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Cash ISA - 40 Day Notice |
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Interest Rates (AERs)
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Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch |
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Tax Status
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Tax free – interest is paid gross |
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Conditions for bonus payment
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N/A |
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Withdrawal arrangements
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Withdrawals require 40 days notice. Withdrawals without 40 days’ notice are subject to a charge. The withdrawal must be for the whole balance in the Account including any accrued interest. Withdrawals may only be made by transfer to another account. The charge is equivalent to 40 days gross interest or a minimum of £30.00, whichever is greater. The Account must then be transferred into a Cash ISA Account Further details can be found in the Terms and Conditions |
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Access
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Via Branch/Post/Telephone/Internet |