Summary Box

Signature Savings Account
Savings Account Plus
Savings Account Plus - Offset
Instant Savings Account
40 Day Notice Account
Term Deposits - Interest Capitalised at Maturity
Term Deposits - Interest Capitalised Annually
Term Deposits - Interest Repaid Monthly
Term Deposits - Interest Repaid Annually
Regular Home Saver
Cybersave
Child Savings Bond
Cash ISA - Instant Access
Cash ISA - 40 Day Notice

Summary Box

Key Product Information for our Savings Account

Account Name	Signature Savings Account
Interest Rates (AERs)	Refer to the Savings Account Tariff, Current Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	N/A
Access	You may only withdraw funds by transfer to your Linked Current Account using Internet/Telephone Banking.

Summary Box

Key Product Information for our Savings Account

Account Name	Savings Account Plus
Interest Rates (AERs)	Refer to the Savings Account Tariff, Current Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	N/A
Access	You may only withdraw funds by transfer to your Linked Current Account using Internet/Telephone Banking.

Summary Box

Key Product Information for our Savings Account

Account Name	Savings Account Plus – Offset
Interest Rates (AERs)	Refer to the Savings Account Tariff, Current Account Tariff for personal customers, or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	N/A
Access	You may only withdraw funds by transfer to your Linked Current Account using Internet/Telephone Banking.

Summary Box

Key Product Information for our Savings Account

Account Name	Instant Savings Account
Interest Rates (AERs)	Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	N/A
Access	Internet/Telephone Banking/ATM/Branch

Summary Box

Key Product Information for our Savings Account

Account Name	40 Day Notice Account
Interest Rates (AERs)	Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	Withdrawals require 40 days’ notice. Withdrawals without 40 days’ notice are not permitted under any circumstances except in the event of the death of an Account Holder (or one of them if a joint account).
Access	Branch/Post

Summary Box

Key Product Information for our Savings Account

Account Name	3, 6, 12, 24, 36 & 60 month Term Deposits – Interest Capitalised at Maturity
Interest Rates (AERs)	Refer to our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	Withdrawals or early closure of the Term Deposit are not permitted under any circumstances during the Fixed Term except in the event of the death of the Account Holder (or one of them if joint account). See Terms and Conditions of the account for further information.
Access	Branch/Post/Internet/Telephone

Summary Box

Key Product Information for our Savings Account

Account Name	24, 36 & 60 month Term Deposits – Interest Capitalised Annually
Interest Rates (AERs)	Refer to our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	Withdrawals or early closure of the Term Deposit are not permitted under any circumstances during the Fixed Term except in the event of the death of the Account Holder (or one of them if joint account). See Terms and Conditions of the account for further information.
Access	Branch/Post/Internet/Telephone

Summary Box

Key Product Information for our Savings Account

Account Name	12, 24, 36 & 60 month Term Deposits – Interest Repaid Monthly
Interest Rates (AERs)	Refer to our website,www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	Withdrawals or early closure of the Term Deposit are not permitted under any circumstances during the Fixed Term except in the event of the death of the Account Holder (or one of them if joint account). See Terms and Conditions of the account for further information.
Access	Branch/Post/Internet/Telephone

Summary Box

Key Product Information for our Savings Account

Account Name	24, 36 & 60 month Term Deposits – Interest Repaid Annually
Interest Rates (AERs)	Refer to our website,www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	Withdrawals or early closure of the Term Deposit are not permitted under any circumstances during the Fixed Term except in the event of the death of the Account Holder (or one of them if joint account). See Terms and Conditions of the account for further information.
Access	Branch/Post/Internet/Telephone

Summary Box

Key Product Information for our Savings Account

Account Name	Regular Home Saver
Interest Rates (AERs)	Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	Withdrawals require 40 days’ notice. Withdrawals without 40 days’ notice are not permitted under any circumstances except in the event of the death of an Account Holder (or one of them if a joint account) or if the amount being withdrawn from the account is to be used as all or part of a deposit to purchase a property with a Yorkshire Bank first time buyer mortgage.
Access	Branch/Post

Summary Box

Key Product Information for our Savings Account

Account Name	Cybersave Account
Interest Rates (AERs)	Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	N/A
Access	Branch/ATM (if you have a card)

Summary Box

Key Product Information for our Savings Account

Account Name	Child Savings Bond
Interest Rates (AERs)	Refer to our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Interest will be paid net of basic rate tax unless you have registered for payment of gross interest as a non taxpayer, or are resident abroad and have signed a non-resident’s declaration.
Conditions for bonus payment	N/A
Withdrawal arrangements	Withdrawals or early closure of the Term Deposit are not permitted under any circumstances during the Fixed Term except in the event of the death of the Account Holder (or one of them if joint account). See Terms and Conditions of the account for further information.
Access	Branch

Summary Box

Key Product Information for our Savings Account

Account Name	Cash ISA - Instant Access
Interest Rates (AERs)	Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch.
Tax Status	Tax free – interest is paid gross.
Conditions for bonus payment	N/A
Withdrawal arrangements	Funds can be withdrawn at any time. ISA withdrawals have no effect on annual subscription limits as once you have reached the investment limit in any tax year you cannot make any further subscriptions in that tax year regardless of the number or amount withdrawn from your investment.
Access	Via Branch/post/Telephone/Internet Banking

Summary Box

Key Product Information for our Savings Account

Account Name	Cash ISA - 40 Day Notice
Interest Rates (AERs)	Refer to the Savings Account Tariff for personal customers, our website www.cbonline.co.uk or the notice displayed in Branch
Tax Status	Tax free – interest is paid gross
Conditions for bonus payment	N/A
Withdrawal arrangements	You may make a withdrawal from your ISA, in whole or in part, by giving 40 days notice. If you do not give 40 days notice, your Cash ISA - 40 Day Notice account will switch to a Cash ISA - Instant Access account and a charge will apply. The charge is equivalent to 40 days gross interest or a minimum of £30.00, whichever is greater. Further details can be found in the Terms and Conditions. ISA withdrawals have no effect on annual subscription limits as once you have reached the investment limit in any tax year you cannot make any further subscriptions in that tax year regardless of the number or amount withdrawn from your investment.
Access	Via Branch/Post