Guaranteed Capital Account

What you get

The Guaranteed Capital Account (The Plan) is offered through Credit Suisse. The Plan is a deposit account with a fixed 5 year Investment Term, which allows you to benefit from potential UK stock market growth with the comfort of 100% capital security, provided that the Plan is held for the full fixed Investment Term.

The potential stock market growth is based on the performance of the FTSE® 100 Index (the Index), comprising the 100 leading companies traded on the London Stock Exchange. Any growth payment will be 25% of the initial deposit, as long as the Final Index Level is not below the Initial Index Level on Plan Maturity Date.

The maximum growth cannot exceed 25% even if the Index performance is greater over the full Investment Term. If the Final Index Level is less than its Initial Index Level you will only receive back your Initial Investment regardless of any prior positive Index performance over the Investment Term.

The level of the Index may go down as well as up, the Index has recently been volatile and there can be no assurances as to future performance. You should consider whether an investment based on the performance of the Index is suitable for you.
 

• 100% capital guaranteed (providing held to maturity)
• Limited offer available from 26th January until 4th April 2009. Contact your local branch (opens in a new window) now to take advantage of this offer
• The potential for your capital to outperform bank deposit rates
• Tax-free returns if set up as a Cash ISA (2008/2009 and 2009/2010, tax allowance £3,600 for each tax year) 
• If you have funds held in another ISA and wish to invest £3,600 or more, you can do so as a Cash ISA transfer. A charge may apply for the ISA transfer
• Please note that the Plan is intended to be held for the full Investment Term as early encashment of the Plans will result in an Early Exit Fee (including in the event of death) and so you will get back less than you initially invested
• View Summary of Key Information

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