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Instant Savings Account

The flexible instant savings account

The Clydesdale Bank Instant Savings Account lets you access your money whenever you need it but still earn interest on your savings. This flexibility means your savings can grow without your money being locked away.

How to apply

  • Visit your local Clydesdale Bank branch 
  • Telephone on 0845 602 5450 (calls will be charged at the local rate)

What you get

Access to your money when you need it

  • Interest calculated on a daily basis
  • Interest paid on the last business day of each calendar quarter
  • Flexibility to access your money quickly and easily
  • No charge for withdrawals
  • Dual-Function Maestro Debit Card
  • Tiered interest rates.

Other savings accounts

For your security, calls may be monitored or recorded.


We are covered by the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and circumstances of the claim.

Further details of the scheme are available from us on request or from the Financial Services Compensation Scheme www.fscs.org.uk or in writing from the Financial Services Compensation Scheme, 7th Floor , Lloyds Chambers, 1 Portsoken Street, London E1 8BN.

Clydesdale Bank and Yorkshire Bank are trading names of Clydesdale Bank PLC. As both banks are part of the one and same authorised entity the FSCS compensation limit applies to deposits held across both brands.

How to apply

  • Telephone: 0845 602 5450
    (Monday - Sunday 8.00am - 8.00pm)