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First time buyers

Helping you get on the property ladder

First time buyer guide Mortgage calculator FAQs

Your home may be repossessed if you do not keep up repayments on your mortgage

Best First Time Buyer Mortgage Provider - Moneyfacts Awards 2014

As little as 5% deposit, £500 cashback and no arrangement fee with a minimum loan amount of £25,000 (Other fees apply)

Getting the keys to your first home doesn’t have to be difficult. We aim to make your application as easy and stress-free as possible and are here to give you all the help and advice you need.

You meet our definition of a first time buyer – and are eligible for the products shown below – if you’re aged 18 or over and have never had a mortgage or haven’t had a mortgage for the past 12 months.

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Product name
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Max loan to value
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Initial rate
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Until
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Rate thereafter (Variable)
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Arrangement fee
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Early repayment charge
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Overall cost for comparison
 
3 year fixed rate90%3.99%4.95%£0Yes4.9% APRMorehide
3 year fixed rate95%4.89%4.95%£0Yes5.1% APRMorehide

Make a start online

Use our online forms to enquire about our mortgages or request an appointment.

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