First Time Buyer Mortgages

What you get

Supporting you every step of the way with our First Time Buyer Package

• Your full financial situation will be considered to calculate how much you can borrow
• Minimum loan of £30,000
• Wide range of products with both fixed rate and variable rate options
• Make budgeting easier with guaranteed fixed rates for 3 years
• Low start variable rates with Offset accounts mean you can save money and have a safety net if rates start to rise
• Stepped discounts with no valuation fees or higher lending charge keep initial payments low
• Group Offset Mortgages if you want to buy with friends
• Choose our lowest rates with an arrangement fee or pay standard rates with no extra costs
• Borrow 100% of the purchase price with a Clydesdale Bank Right To Buy mortgage
• Payment holidays and redraws are available after the fixed rate period ends
• Transfer your mortgage to your next property without penalty – and borrow more if you need it
• Clydesdale Bank flexible mortgages help you build towards your first step on the property ladder.

Other mortgages

• Offset Mortgage - save thousands with our Offset Mortgage
• Current Account Mortgage - the smarter way to manage your money
• Flexible Payment Mortgages - take control of your payments
• Fixed Rate Mortgages - make budgeting easier
• 2 Year Discounted Lifetime Offset Tracker Mortgage - the mortgage rate that stays attractive
• Investment Housing Loan - helping you buy a second property
• Business Offset Mortgage - the power of personal and Business Banking combined
• Spanish Mortgage – feel right at home when buying a property in Spain