Your home may be repossessed if you do not keep up repayments on your mortgage
Buying a home is exciting, especially so if you’re a first-time buyer. The knowledge that you’re about to have your own space, to decorate as you like and live in as you choose. It’s another major first on your journey through life.
However, the costs of buying a house can be surprising if you don’t know what to expect – there can be costs that you hadn’t considered. So we’ve listed some of these here to help you prepare, and enjoy the experience.
A simple guide helping you understand your credit score, what affects it, how you can improve it and why it matters.
Showing you the factors to consider when you’re looking at the size of mortgage you could afford.
Don’t overstretch yourself. Look at the factors that influence how much you can afford and what to watch out for.
Make sure you’re aware of all the costs of moving house. From Land Taxation to life insurance, these costs can really add up – plan ahead and avoid pain.
What to do if your circumstances change, and how these changes can affect your ability to repay your mortgage.
How interest rate rises could affect your mortgage repayments and how to manage these changes.
We’re here to help make your first time with mortgages easier by helping you make sense of it all.
It can be a challenge to understand mortgage-related terminology, so we’ve provided a glossary of key terms and their definitions to help you bust that jargon.
When you’re self-employed it can be difficult to get a mortgage. We offer tips on how to improve your chances.
We’ve created a range of tools and guides to help you understand the mortgage process.
If you’re thinking of buying a property as an investment there are a few important things you need to be aware of.
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Call us to speak to an advisor about a query or to apply for a mortgage.