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Mortgages for existing customers borrowing more
If you’re thinking about extending or improving your home, carrying out repairs or just consolidating your existing debts, we can help. Have a look at our fixed rate, offset and current account mortgage deals
Stay with us
Enjoy a preferential mortgage arrangement fee of £499 when you stay with Clydesdale Bank
Your questions answered
Have a look at some of the questions we're asked most often about mortgages
Top mortgage questionsWith our fixed rate mortgages, you’ll pay the same rate of interest for the fixed rate term – so you’ll always know how much your mortgage will cost. (Rates correct as at
20th January 2012
)| Mortgage | Max loan to value | Initial rate | Until | Rate thereafter (variable) | Overall cost for comparison | Arrangement fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate | 65% | 3.29 % |
30th April 2014 | 4.59 % |
4.6 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 2 year fixed rate | 75% | 3.49 % |
30th April 2014 | 4.59 % |
4.6 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 2 year fixed rate | 80% | 3.89 % |
30th April 2014 | 4.59 % |
4.7 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 2 year fixed rate | 85% | 4.49 % |
30th April 2014 | 4.59 % |
4.8 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 2 year fixed rate | 90% | 5.59 % |
30th April 2014 | 4.59 % |
5.1 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 5 year fixed rate | 65% | 3.79 % |
30th April 2017 | 4.59 % |
4.5 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 5 year fixed rate | 75% | 4.09 % |
30th April 2017 | 4.59 % |
4.6 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 5 year fixed rate | 80% | 4.49 % |
30th April 2017 | 4.59 % |
4.8 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 5 year fixed rate | 85% | 5.19 % |
30th April 2017 | 4.59 % |
5.1 % APR |
£ 499 |
More info › Enquire online › Calculate › |
| 5 year fixed rate | 90% | 5.89 % |
30th April 2017 | 4.59 % |
5.5 % APR |
£ 499 |
More info › Enquire online › Calculate › |
Your home may be repossessed if you do not keep up repayments on your mortgage
An offset mortgage lets you link your Clydesdale Bank current and savings accounts to your mortgage – so you can save on interest payments and repay your mortgage early. (Rates correct as at
20th January 2012
)| Mortgage | Max loan to value | Initial rate | Until | Rate thereafter (variable) | Overall cost for comparison | Arrangement fee | |
|---|---|---|---|---|---|---|---|
| Offset 2 year discounted | 65% | 2.89 % |
30th April 2014 | 4.59 % |
4.5 % APR |
£ 499 |
More info › Enquire online › |
| Offset 2 year discounted | 75% | 2.99 % |
30th April 2014 | 4.59 % |
4.6 % APR |
£ 499 |
More info › Enquire online › |
| Offset 2 year discounted | 80% | 3.79 % |
30th April 2014 | 4.59 % |
4.7 % APR |
£ 499 |
More info › Enquire online › |
| Offset variable rate | 85% | 4.59 % |
No end date | Not applicable | 4.9 % APR |
£ 499 |
More info › Enquire online › |
Your home may be repossessed if you do not keep up repayments on your mortgage
Combine your Clydesdale Bank current account, personal loan, overdraft and mortgage into one account – you could save money on mortgage interest and make lump sum payments to reduce your account balance. (Rates correct as at
20th January 2012
)| Mortgage | Max loan to value ** | Current rate | Overall cost for comparison | Arrangement fee | |
|---|---|---|---|---|---|
| Flexible repay (interest only) | 60% | 3.79 % |
4.0 % APR |
£ 499 |
More info › Enquire online › |
| Flexible repay (interest only) | 75% | 3.99 % |
4.2 % APR |
£ 499 |
More info › Enquire online › |
| Rapid repay (capital and interest) | 60% | 3.79 % |
4.0 % APR |
£ 499 |
More info › Enquire online › |
| Rapid repay (capital and interest) | 75% | 3.99 % |
4.2 % APR |
£ 499 |
More info › Enquire online › |
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it
Written quotations are available on request
** The maximum Loan to Value for mortgages on an Interest Only payment basis is 75%.