Buy to let mortgages for property investments

Many people choose to purchase property to rent out in order to supplement their income or as a full-time income. If you're considering investing in property for rental purposes, an option is to take out a buy to let (BTL) mortgage. A buy to let mortgage is a loan used to buy a property other than your main residence, for the purposes of renting it out.

Who is a buy to let mortgage for? For a start, it's for someone who both:

• Is investing in a house or a flat that they intend to rent out
• Has a good credit record - you can find out more about this on our credit rating page

Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Clydesdale Bank has years of experience of dealing with landlords in the property business, which is why we can help you to arrange the best buy to let mortgage from our range, based on your circumstances. Your anticipated rental income may be taken into account when options are explored.

Find out more about a buy to let mortgage

If you're buying a property as an investment, it's important to understand the challenges as well as the rewards of the market. If you are a new landlord, or just looking for some more information, we've compiled a buy to let mortgage guide to help you with this. Our guide covers some of the basics such as your responsibilities as a landlord, along with the running costs that may be involved in renting out a property. If you'd like advice that's specific to your situation, you can request an appointment with one of our mortgage advisors.