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Offset mortgages
An offset mortgage lets you link your Clydesdale Bank current and savings accounts to your mortgage – so you can save on interest payments and repay your mortgage early. And, if you are a first time time buyer, for a limited time, we will pay your arrangement fee
We'll pay your legal and valuation fees
when you switch to a Clydesdale Bank mortgage and use our solicitors and valuation panel
Stay with us
Enjoy a preferential mortgage arrangement fee of £499 when you stay with Clydesdale Bank
| Mortgage | Max loan to value | Initial rate | Until | Rate thereafter (variable) | Overall cost for comparison | |
|---|---|---|---|---|---|---|
| Offset 2 year discount | 65% | 3.25 % |
31st July 2014 | 4.95 % |
4.9 % APR |
More info › Enquire online › |
| Offset 2 year discount | 75% | 3.35 % |
31st July 2014 | 4.95 % |
4.9 % APR |
More info › Enquire online › |
| Offset 2 year discount | 80% | 4.15 % |
31st July 2014 | 4.95 % |
5.1 % APR |
More info › Enquire online › |
| Offset variable rate | 85% | 4.95 % |
No end date | - | 5.2 % APR |
More info › Enquire online › |
Written quotations are available on request.
Applicants must be aged 18 or over. To qualify for the fee free offer, as a first time buyer you must have never had a mortgage or have not had a mortgage for the past 12 months. Offer excludes second property mortgages, Investment Housing Loans, bridging facilities, interest only mortgages and Current Account Mortgages.
The maximum Loan to Value (LTV) for interest only where the repayment strategies meet the Bank’s criteria and can be evidenced is 75%. If the repayment vehicle is either cash savings or downsizing, the maximum LTV will be 50%.