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Your home may be repossessed if you do not keep up repayments on your mortgage
Fixed rate mortgages give you the peace of mind that your mortgage payments won’t change during the fixed rate period – no matter what happens to interest rates
| Mortgage name | 5 year fixed rate mortgage |
|---|---|
| Initial rate | 3.89% |
| Initial rate expires on | 31st July 2018 |
| Rate thereafter | Standard Variable Rate, currently 4.95% |
| Overall cost for comparison | 4.8% APR |
| Maximum loan to value | 75% |
| Arrangement fee | £499 for existing mortgage customers £999 for new mortgage customers |
| Option to add arrangement, valuation and legal fees to mortgage | Yes (but be aware that if the total amount borrowed including fees exceeds the loan to value above, a higher interest rate will apply) |
| Legal fees | None for existing mortgage customers None if you switch your mortgage from another lender and use our solicitors |
| Valuation fee | None for existing mortgage customers switching products* None if you switch your mortgage from another lender and use our valuation panel for a standard valuation *Please note that if you are changing the terms of the original mortgage e.g. borrowing an additional amount, changing the duration of the mortgage or changing repayment terms, a valuation will be required and a fee will be payable where applicable. |
| Special offers | New mortgage customers our free valuation and legal fees reduce your up-front costs when you switch to Clydesdale Bank (applicable to remortgages only) Existing mortgage customers benefit from a preferential mortgage arrangement fee of £499 when you stay with Clydesdale Bank |
| Special features | At the end of the fixed rate period, additional payments or increased monthly payments may be made without charge |
| Early repayment charge | An early repayment charge applies during the fixed rate period 5% in year 1 5% in year 2 4% in year 3 3% in year 4 2% in year 5 |
| Eligibility | Applicants must be aged 18 or over. All loans are subject to status. Security will be required |
Call
0845 602 5450
to talk to a mortgage specialist
Open Mon-Fri 8am-8pm
You can find impartial information and guidance on money matters on the “Money advice service” website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.
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