Apply for this mortgage
Call
0845 602 5450
to talk to a mortgage specialist
Open Mon-Fri 8am-8pm
Open Mon-Fri 8am-8pm
Current account mortgage – rapid repay (capital and interest)
For loans up to 75% of the value of your home
Combine your Clydesdale Bank current account, personal loan, overdraft and mortgage into one account – save money on mortgage interest and make lump sum payments to reduce your account balance
| Mortgage name | Current account mortgage – rapid repay (capital and interest) |
| Current rate | 3.99 % |
| Overall cost for comparison | 4.2 % APR |
| Maximum loan to value ** | 75% |
| Arrangement fee | £ 499 for existing mortgage customers£ 999 for new mortgage customers
|
| Unplanned borrowing rate | 2% above your mortgage rate |
| Option to add arrangement, valuation and legal fees to mortgage | Yes, provided that the total amount borrowed, including fees, isn’t more than 75% of the property’s value. |
| Legal fees | None for existing mortgage customers. We will make a £200 contribution towards your legal fees when you switch your mortgage from another lender. |
| Valuation fee | None for existing mortgage customers switching products* None if you switch your mortgage from another lender and use our valuation panel for a standard valuation *Please note that if you are changing the terms of the original mortgage e.g. borrowing an additional amount, changing the duration of the mortgage or changing repayment terms, a valuation will be required and a fee will be payable where applicable. |
| Special offers | New mortgage customers our free valuation and legal fees contribution reduce your up-front costs when you switch to Clydesdale Bank Existing mortgage customers benefit from a preferential mortgage arrangement fee of £499 when you stay with Clydesdale Bank |
| Special features | Make additional payments whenever you like – pay less interest and pay off your mortgage earlier |
| Early repayment charge | None |
| Current Account terms | For details of credit interest, fees and charges associated with a Current Account Mortgage please click here |
| Eligibility | Applicants must be aged 18 or over. Salary must be paid to your Clydesdale Bank current account mortgage. All loans are subject to status. Security will be required. |
| How to apply | To arrange an appointment with a mortgage adviser: Call us on 0845 602 5450 Enquire online Find your nearest branch |
Back to previous page
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it
Written quotations are available on request
The maximum Loan to Value (LTV) for interest only where the repayment strategies meet the Bank’s criteria and can be evidenced is 75%. If the repayment vehicle is either cash savings or downsizing, the maximum LTV will be 50%.