Personal Loan
Turn plans into reality with a Clydesdale Bank personal loan
- Loans from £1,000 to £25,000
- Stay in control with a fixed rate and a fixed repayment term
- Your Personal Loan is not secured on your home
- Repayment terms of up to 7 years for loans over £7,500
Get a Quote for a loan under £7500
Get a Quote for a loan over £7500
Our Personal Loans are a simple way to borrow between £1,000 and £25,000 and they’re easy to arrange too! Whether it’s for a new car, a fabulous holiday or a home makeover, you could turn your dreams into reality with a Personal Loan from Clydesdale Bank.
What you get
Get a loan that suits you perfectly
- Choose from £1,000 to £25,000, in multiples of £250
- There’s no arrangement fee and our service is free and efficient
- Money paid direct to your account the same day if you're an existing customer and apply in-branch
- We welcome all applications, whether you bank with us or not
- Choose repayments from 1 to 5 years for loans up to £7,500 or from 1 to 7 years for loans £7,500 and over
Other loans and protection
- Car Finance - tailored solutions to meet your car purchase needs
- GAP Insurance - protect your car against the unexpected
Car Purchase Plan is provided through Clydesdale Bank Asset Finance Limited. Clydesdale Bank Asset Finance Limited is an appointed representative of Clydesdale Bank PLC which is authorised and regulated by the Financial Services Authority. No. 121873.
Telephone opening hours are 8 a.m. to 8 p.m. Monday to Friday, and 9 a.m. to 5 p.m. on Saturday. For your security, calls may be recorded or monitored.
Summary Box for Loans less than £7,500
Please see below for the summary of key information for our unsecured personal loans from £1,000 to £7,499
| APR | Typical 20.9% APR If your loan is successful, the interest rate you will pay is based on your personal circumstances and the amount you choose to borrow. |
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| Interest rate ranges | Loan size range | From % | To % | Representative APR | ||
| £1,000-£2,999 £3,000-£4,999 £5,000-£7,499 |
19.9% 18.9% 13.9% |
25.9% 25.9% 25.9% |
19.9% 18.9% 13.9% |
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| Interest charging information | The APR is fixed for the life of the loan. Interest is calculated on a daily basis and added to the loan at the outset. The total sum is then used to calculate your repayments. |
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| Repayment information | Repayments must be made from a Yorkshire Bank account and can be weekly or monthly. The first payment is due on the 7th day following drawdown in the case of a loan repaid weekly and between the 31st and 56th day following drawdown in the case of a loan repaid monthly. No payment holidays are permitted. The first payment may be deferred until the 14th day in the case of a loan repaid weekly and the 56th day in the case of a loan repaid monthly. |
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| Repayment Period | The loan can be repaid over 1 to 5 years. | |||||
| Amount of Loan available | Loans are available from £1,000 to £7,499 in increments of £250. | |||||
| Application/Arrangement Fee | None. | |||||
| Other Fees | None. | |||||
| Default Fees | £20 for each letter from our Collections department, our Collections Agency or our Solicitors. | |||||
| Early Settlement Fees | None. | |||||
| Illustrative Example | Loan amount £1,000 £3,000 £5,000 |
Representative APR 19.9% 18.9% 13.9% |
Term months 36 36 36 |
Monthly repayment £36.32 £107.67 £168.78 |
Total payable £1,307.42 £3,876.26 £6,076.14 |
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Summary Box for Loans over £7,500
Please see below for the summary of key information for our unsecured personal loans from £7,500 to £25,000
| APR | Typical 10.9% APR If your loan is successful, the interest rate you will pay is based on your personal circumstances and the amount you choose to borrow. |
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| Interest rate ranges | Loan size range £7,500 - £25,000 |
From % 10.9% |
To % 25.9% |
Representative APR 10.9% |
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| Interest charging information | The APR is fixed for the life of the loan. Interest is calculated on a daily basis and added to the loan at the outset. The total sum is then used to calculate your repayments. |
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| Repayment information | Repayments must be made from a Clydesdale Bank account and can be weekly or monthly. The first payment is due on the 7th day following drawdown in the case of a loan repaid weekly and between the 31st and 56th day following drawdown in the case of a loan repaid monthly. No payment holidays are permitted. The first payment may be deferred until the 14th day in the case of a loan repaid weekly and the 56th day in the case of a loan repaid monthly. |
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| Repayment Period | The loan can be repaid over 1 to 7 years. | ||||
| Amount of Loan available | Loans are available from £7,500 to £25,000 in increments of £250. | ||||
| Application/Arrangement Fee | None. | ||||
| Other Fees | None. | ||||
| Default Fees | £20 for each letter from our Collections department, our Collections Agency or our Solicitors. | ||||
| Early Settlement Fees | None. | ||||
| Illustrative Example | Loan amount £7,500 £10,000 £12,500 |
Representative APR 10.9% 10.9% 10.9% |
Term 36 months 60 months 60 months |
Monthly repayment £243.38 £214.40 £268.00 |
Total payable £8,761.74 £12,863.85 £16,079.81 |
