We aim to give you an instant decision for applications submitted between 8am to 10pm Monday - Saturday and 8am to 9pm Sunday. If we are unable to do so or your application is submitted outside this time, we can usually let you know within one working day.
* As an extra measure to help identify you correctly, and to protect you against fraud and identity theft, we will require details of one of your credit cards or debit cards (American Express or Diners Club cannot currently be used for this purpose). We will make a charge of 1p to this account to validate it. The charge will be refunded to your account. Your card details will not be used for any other purpose and will not be stored as part of your application
Our website is secure and protected against unauthorised access, so you can be confident about the confidentiality of the information you provide.