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Music to your ears

Personal loans from £1,000 to £25,000

Personal loans calculator

Calculate what your repayments could be

Knowing how much you can afford to borrow can be difficult to calculate - so we've tried to help you out with our loans calculator. Simply put in the amount you may want to borrow and the calculator will work out your estimated repayments over several timescales.

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£1,000£2,999
£3,000£4,999
£5,000£7,499
£7,500£15,000
£15,001£25,000
  • 24.5% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 24.5% Representative APR 24.5%
    Total amount payable £1246.44

    23 monthly repayments of £51.94

    and a final payment of £51.82

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 18.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 18.9% Representative APR 18.9%
    Total amount payable £3874.01

    35 monthly repayments of £107.62

    and a final payment of £107.31

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 5.5% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 5.5% Representative APR 5.5%
    Total amount payable £5424.39

    35 monthly repayments of £150.68

    and a final payment of £150.59

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.6% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 4.6% Representative APR 4.6%
    Total amount payable £13683.65

    47 monthly repayments of £285.08

    and a final payment of £284.89

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.8% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 4.8% Representative APR 4.8%
    Total amount payable £21976.83

    47 monthly repayments of £457.86

    and a final payment of £457.41

    All loans subject to status. The rate offered may differ from the Representative APR shown.

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To apply for a loan you must be aged 18 or over.

FAQ - Personal loans

All personal loan questions


Important details

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.


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