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To make a claim please call 0800 247 1902

Premier home insurance

We have teamed up with Hiscox Insurance Company Ltd*, specialist insurers of homes, their contents, valuables and collections. Terms, conditions, exclusions and excesses apply. Applicants must be 18 years or over.

Hiscox offers a range of benefits as part of their home insurance cover

  • Individual items or sets under £15,000 are covered as standard – you don’t need to list them or buy separate cover
  • A dedicated named handler is assigned to all claims wherever possible as standard
  • Tailored high-value jewellery and watch cover – as part of your policy. No need for separate cover up to a limit of £300,000
  • You could save with a 25% no claims discount when you switch to Hiscox**

Over 92% of Hiscox customers surveyed who have made a claim would recommend them (Insight Now, 188 surveys, May-July 2016)

*Clydesdale Bank will introduce you to Hiscox Insurance Company Limited for home insurance. Premier home insurance is provided and underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd. Subject to eligibility criteria, applicants must be aged 18 or over. Terms, conditions, exclusions and restrictions apply. Hiscox Underwriting Ltd is authorised and regulated by the Financial Conduct Authority and Hiscox Insurance Company Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. For UK homes only. Clydesdale Bank PLC. Registered in Scotland (No. SC001111). Registered Office: 30 St. Vincent Place, Glasgow, G1 2HL. For full terms and conditions see

**25% no claims discount applies to new home insurance customers who have not claimed on their home insurance in the past 5 years. For more information, call Hiscox on 0800 840 2285.

Find out more about Premier home insurance

Home renovation and extension insurance

Hiscox renovation and extension insurance provides cover for building works over £75,000. The cover is available for Hiscox home insurance policy holders and can be added to your policy for a set time period. Once your works are complete, the extra cover will be removed and your home insurance policy will continue uninterrupted. Additional costs will apply. Terms, conditions, exclusions and excesses apply.

Find out more about home renovation and extension insurance

Home insurance – for second homes, holiday homes and let properties

If your main home is insured with Hiscox, your second home, holiday home or let property can be insured too. Additional costs will apply. Terms, conditions, exclusions and excesses apply.

Second home

Holiday home

How to apply

Get a quote and apply online

You will be transferred to Hiscox

  • Call Hiscox on 0800 840 2285
    (Monday to Friday from 8am to 7pm. Saturdays from 9am to 2pm; closed on Sundays and bank holidays)
  • Visit your local Clydesdale Bank branch

Not ready to renew? Tell us your renewal date and Hiscox will get in touch at the right time.

Find out more

For the past eleven years running, Defaqto have awarded Hiscox Home Insurance five stars.

Defaqto is an independent financial research company, who rate products from 1 to 5 depending on the level of quality and comprehensiveness of the features and benefits it offers.

Hiscox have been awarded the 2017 Consumer Intelligence award for claims, as voted for by householders.

Based on a survey carried out by Consumer Intelligence of over 24,000 consumers surveyed between January 2016 and December 2016.