Guaranteed 50 Plus Life Cover
Life insurance for the over 50s, so you can enjoy life to the full
- Guaranteed acceptance without a medical
- Cover from just £8 a month, the equivalent of £2 a week
- Provided by engage Mutual Assurance
We’re always looking at ways to offer you even more affordable products and services. So we’ve teamed up with engage Mutual Assurance, a well-established UK mutual society, to bring you a life insurance policy especially for the over 50s.
In the first two years, the plan will pay out one and a half times the premiums you’ve paid if you die from natural causes or if you die as a result of an accident during this period, the plan will pay out three times your chosen cover subject to a maximum payment of £32,000. If you die after two years, your chosen level of cover will be paid out.
In some cases the amount paid out on death could be less than the total premiums paid. Please note, Guaranteed 50 Plus Life Cover is not a savings plan and it has no cash-in value at any time.
How to apply
- Visit your local Clydesdale Bank branch (opens in a new window)
- Telephone engage on 0800 2300 923
Lines open 8am – 8pm Monday to Friday 9am – 4pm Saturday
Calls may be recorded for security and training purposes
What you get
Affordable life insurance for the over 50s
- Guaranteed acceptance with no medical as long as you're a UK resident aged between 50 and 80
- Instant cover - apply easily and securely online or call us on 0800 2300 923 and in most cases you could be instantly covered
- Fixed premiums from £8 a month - the cost of cover depends on the level of cover you choose and your personal circumstances
- Premiums stop at age 90 but your cover continues. Please note, if you stop paying your premiums before the age of 90 your cover will cease
- Tax-free lump sum – please note the payout normally forms part of your estate and so may be subject to inheritance tax
- £20 Marks & Spencer vouchers FREE, your gift(s) will be sent to you within 28 days of engage receiving the first premium, engage reserves the right to replace the gift(s) with another of equal value and quality if necessary
Guaranteed 50 Plus Life Cover is provided by engage Mutual Assurance, Hornbeam Park Avenue, Harrogate, HG2 8XE tel: 01423 855000.
engage Mutual Assurance is a trading name of Homeowners Friendly Society Limited (HFSL), Registered and Incorporated under the Friendly Societies Act 1992, Reg. No.964F. Authorised and regulated by the Financial Services Authority (FSA). HFSL’s FSA Registration number is 110072. You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.