Table of charges
Table of charges for our current accounts
Monthly Unplanned Borrowing Fee - £25.00
Fee charged each month you take Unplanned Borrowing. You will be given 14 days notice before we debit your Account. This fee only applies to the following accounts: Current Account Plus, Current Account Plus Offset and Signature Current Account.
Daily Unplanned Borrowing Fee - £25.00
Fee charged each day we make a payment when you request Unplanned Borrowing. The fee is only charged where the amount you borrow at the end of the day exceeds the Buffer. This fee applies to the following accounts: Current Account Plus, Current Account Plus Offset, Signature Current Account and Current Account Mortgages (Flexible Repay or Rapid Repay).
| Other day to day charges | |
|---|---|
| Returned Item Fee: Standing Orders, Direct Debits and Cheques which you authorise but which we return unpaid | £34.50 per item |
| Notification Fee | £0.50 per item |
The above fees will be debited as one amount and be shown on your account as an ‘Unpaid Charge’ of £35.
The way in which these fees/charges are calculated and applied to your account is described in the charges section of the account Terms and Conditions.
| Charges for our Most Common Additional Services | |
|---|---|
| Bankers Drafts (up to & including £100,000): | £30.00 per draft |
| Stopped cheque | £10.00 (per cheque) |
| Inward Foreign Payment | |
|---|---|
| Paid to customer’s account with this Bank Up to £100 (or equivalent) |
no charge |
| Over £100 (or equivalent) | £7.00 |
| Copies of confirmations/advices | £5.00 per item |
Above details the most common charges associated with Clydesdale Bank current accounts. Details of charges for any additional services will be given before the additional service is provided. Please contact your local branch for further details.
| Debit Card Transactions | |
|---|---|
| ATM Transactions | 3.75% of transaction value. Min £1.50 |
| Purchase Transactions | 2.75% of transaction value. Min £1.50 |
These fees and limits apply if you use a card where the card transaction is made with a supplier (or using an ATM) based overseas.
Purchase transactions overseas limited to £2,500 per day for Private Debit MasterCard, £1,500 for all other debit cards.
Collections Department
If we need to involve our Collections Department you must pay us all reasonable costs and expenses which we incur as a result. These could include any costs incurred by us on correspondence or in taking steps to trace you or recover money you owe us (including reasonable legal costs). Further details are available on request at your local branch.


