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Current Account Plus

Free banking as long as you remain in credit

Current Account Plus is one of Clydesdale Bank's standard current accounts. With this everyday account you have access to our 24 hour* telephone, internet and mobile banking services to make managing your money convenient. You can plan your borrowing with a planned overdraft facility (subject to status and available to applicants aged 18 years and over). You’ll also have access to the linked Savings Account Plus (please note that access to this account is only by internet or telephone banking and you’re unable to deposit or withdraw money from your Savings Account Plus in any branch). Subject to status. Applicants must be 16 years or over.

Main features

No account fee. Other fees and charges may apply.

Overdraft

With no arrangement fee (all overdrafts are subject to status and applicants must be aged 18 or over).

For more information on fees and charges.

Savings Account Plus

An instant access account which is available with your Current Account Plus

24 hour access*

Telephone banking, mobile and internet banking

* 24 hour telephone, mobile and internet banking may be temporarily unavailable during periods of routine maintenance. For your security calls may be monitored or recorded.

Withdraw up to £500 cash a day with your Debit MasterCard contactless card

Available 24 hours a day, 365 days a year, at any Clydesdale Bank ATM or UK Link ATM. If your Clydesdale Bank debit card is contactless, you can use it to pay for items up to £30** without having to enter your PIN. Limits subject to status and available funds.

You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.

**From 1st September 2015 the limit increased from £20 to £30. However it may take some time for the limit increase to be available at every point of sale.

Apply

Are you a new or existing customer?

If you’re interested in a joint account, we only need one of you to complete the following questions. We’ll ask the other party for their information later.

Are you registered for Internet Banking, Telephone Banking or have a Debit card with us?

Do you need to apply for an overdraft?

Overdrafts cannot currently be arranged online but you still have the option to apply for one after your account is opened. All overdraft agreements are subject to status

Are you opening an account in your name or a joint application?

 Apply online

  • Our application takes just 10-15 minutes
  • Get an instant decision* if successful
  • Register for internet and telephone banking
  • Option to switch your existing account to us
  • You must be 18 or over to apply online
  • If you’re not eligible for this account, we’ll let you know at the end of the application and offer you our Readycash basic bank account, instead (if appropriate).

* We aim to give online decisions for applications submitted between 8am to 10pm, Monday - Saturday and 8am to 9pm on Sundays. If we are unable to provide an instant decision or your application is submitted outside these times, we will aim to inform you within one working day.

You will need this to apply:

  • Your address details for the past 3 years
  • Your current employer’s details (if applicable)
  • Income details - your Gross Annual and Net Monthly salaries
  • Details of your expenditure – e.g. Mortgage/Rent, loan payments
  • Your current bank details (if you are planning to Switch)

Start again

 Apply online

  • Our application takes just 10 - 15 minutes per applicant
  • Both parties must be 18 or over to apply online
  • As the Main Applicant, you are selecting the type of account you wish to apply for on behalf of both parties
  • If the other applicant is with you, you will be able to complete your application quicker and we may be able to give you an instant decision*
  • Don’t worry if the other applicant isn’t with you, you can carry on with your application and we will send you a link to share with them and they can complete their application at a time that suits them
  • If you’re not eligible for this account, we’ll let you know at the end of the application and may offer you our Readycash basic bank account instead (if appropriate)
  • Either party can authorise payments and both parties are liable for all debts on the account and not just a share. Only one copy of the monthly statement will be issued to one mailing address.

* We aim to give online decisions for applications submitted between 8am to 10pm Monday - Saturday and 8am to 9pm on Sundays. If we are unable to provide an instant decision or your application is submitted outside these times, we will aim to inform you within one working day.

You will need this to apply:

  • Your address details for the past 3 years
  • Your current employer’s details (if applicable)
  • Income details - your Gross Annual and Net monthly salaries
  • Details of your shared expenditure - eg Mortgage / Rent, loan payments
  • Your current bank details (if you are planning to Switch)

Start again

Do you need to apply for an overdraft?

Overdrafts cannot currently be arranged online but you still have the option to apply for one after your account is opened. All overdraft agreements are subject to status

Are you opening an account in your name or a joint application?

 Apply online

  • Our application takes just 10-15 minutes
  • Get an instant decision* if successful
  • Register for internet and telephone banking
  • Option to switch your existing account to us
  • You must be 18 or over to apply online
  • If you’re not eligible for this account, we’ll let you know at the end of the application and offer you our Readycash basic bank account, instead (if appropriate).

* We aim to give online decisions for applications submitted between 8am to 10pm, Monday - Saturday and 8am to 9pm on Sundays. If we are unable to provide an instant decision or your application is submitted outside these times, we will aim to inform you within one working day.

You will need this to apply:

  • Your address details for the past 3 years
  • Your current employer’s details (if applicable)
  • Income details - your Gross Annual and Net Monthly salaries
  • Details of your expenditure – e.g. Mortgage/Rent, loan payments
  • Your current bank details (if you are planning to Switch)

Start again

 Apply online

  • Our application takes just 10 - 15 minutes per applicant
  • Both parties must be 18 or over to apply online
  • As the Main Applicant, you are selecting the type of account you wish to apply for on behalf of both parties
  • If the other applicant is with you, you will be able to complete your application quicker and we may be able to give you an instant decision*
  • Don’t worry if the other applicant isn’t with you, you can carry on with your application and we will send you a link to share with them and they can complete their application at a time that suits them
  • If you’re not eligible for this account, we’ll let you know at the end of the application and may offer you our Readycash basic bank account instead (if appropriate)
  • Either party can authorise payments and both parties are liable for all debts on the account and not just a share. Only one copy of the monthly statement will be issued to one mailing address.

* We aim to give online decisions for applications submitted between 8am to 10pm Monday - Saturday and 8am to 9pm on Sundays. If we are unable to provide an instant decision or your application is submitted outside these times, we will aim to inform you within one working day.

You will need this to apply:

  • Your address details for the past 3 years
  • Your current employer’s details (if applicable)
  • Income details - your Gross Annual and Net monthly salaries
  • Details of your shared expenditure - eg Mortgage / Rent, loan payments
  • Your current bank details (if you are planning to Switch)

Start again

Call us free on:

Or if you're abroad / Outside UK:

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

Request a phone appointment

Visit your local branch:

Or visit us in branch and one of our advisors will guide you through the application process.

Request a branch appointment

Branch Locator

Start again


Already started an application?

Log in to retrieve your online current account application

If you completed the username and password section of your application, then we’ll have automatically saved it for you. You can now log in to complete your application or retrieve your decision. If you're not sure what your login details are, or you can't get online for some reason, please give us a call on 0800 028 3632.

Retrieve your application

Important information

Protecting your money

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank and Yorkshire Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (Opens in a new window) for further information or visit www.fscs.org.uk  


Help and support


Find a branch

Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM

Branch locator

Contact us

Call us to speak to an advisor or apply for a current account by phone

Or if you're abroad / Outside UK

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

For your security calls may be monitored or recorded.