Current Account Plus
Make the most of your money with Current Account Plus
- Competitive overdraft rate with no arrangement fee
- Exclusive access to Savings Account Plus
- Discounts on leisure activities and shopping
You can enjoy some great additional benefits with Current Account Plus including a competitive overdraft facility which gives you all the flexibility you’ll need. The account also comes with exclusive access to Savings Account Plus - a 24 Hour Telephone and Internet Banking** based savings account. Which means you can quickly transfer funds from one account to the other and enjoy a rewarding interest rate on your savings. (Please note that access to this account is by Internet and/or Telephone Banking only. You can't deposit or withdraw money from your Savings Account Plus in any branch‡.)
To save interest on your mortgage, why not apply for Current Account Plus Offset? By linking the money you have in your account with an Offset Savings Account and our Offset Mortgage, the less interest you will repay on your mortgage. So you could pay off your mortgage and own your home sooner!
How to apply
- Visit your local Clydesdale Bank branch (opens in new window)
- Telephone 0845 602 5450
What you get
Make a difference to your finances
- Competitive overdraft rate, with no arrangement fee
- Savings Account Plus, an instant access account with competitive rates
- Special customer offers with discounts on shopping and leisure activities - see your statement for details
- Multi-Function Maestro Debit Card which can be used in person, by phone, online, abroad† and as a cheque guarantee – subject to status
- CashBack facilities at participating retailers
- Withdraw up to £350, 24 hours a day 365 days of the year at any Clydesdale Bank ATM (opens in a new window) or UK ATM*
- 24 Hour Telephone Banking and Internet Banking**
- Mobile phone top-up (opens in a new window) at ATMs.
Other current accounts
- Readycash Basic Account - take a straightforward approach to your finances with our Basic Bank Account
- Student Account - enjoy student life without worrying about your finances!
Current Account Plus is only available to those aged 16 or over. Written quotations are available on request. All overdrafts and Multi-Function Debit Cards are subject to status and applicants must be aged 18 or over.
*Subject to available funds. While we do not charge for this service, other providers may do so. An ATM may be temporarily unavailable due to periods of routine maintenance.
**24 Hour Telephone Banking and Internet Banking may be temporarily unavailable during periods of routine maintenance. For your security, calls may be monitored or recorded.
†Purchases and ATM withdrawals using Maestro outside the UK will be subject to a handling charge. This charging structure does not apply to UK- domestic Maestro and ATMs in the UK.
‡All deposits to Savings Account Plus must be made directly into your Current Account Plus and then transferred to the Savings Account Plus by using the Internet/Telephone Banking service. You can also organise to have regular deposits made to your Savings Account Plus by arranging a standing order. For withdrawals, funds must be transferred from your Savings Account Plus, (again by using the Internet/Telephone Banking service), into your Current Account Plus. You can then use your card to access your money from thousands of cash machines including the LINK network, 24 hours a day, every day (please note that cash machines may be temporarily unavailable due to periods of routine maintenance). Your cash card will enable you to withdraw up to £350 per day (subject to available funds, while we do not charge for this service, other providers may do so).
For Mortgages, security is required and an asset backed contract may be required for interest only mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Clydesdale Bank PLC is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. You may be entitled to compensation from the Scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
In respect of deposits with a UK office, payments under the Scheme are limited to 100% of the first £50,000 of a depositor's total credit balances with the Bank. Further details of the Scheme are available from us on request or from the Financial Services Compensation Scheme: www.fscs.org.uk (opens in new window) or Financial Services Compensation Scheme, 7th Floor, Lloyds Chambers, Portsoken Street, London, E1 8BN.
Clydesdale Bank and Yorkshire Bank are trading names of Clydesdale Bank PLC. As both banks are part of the one and same authorised entity the £50,000 limit applies to all eligible deposits held across both brands.
