Skip to content Skip to primary navigation Skip to secondary navigation
We use cookies to keep our websites easy to use and relevant to our users' requirements and to enable us to learn which advertisements bring users to our website. We do NOT use cookies to collect any personal information about you. By continuing to browse our web pages, you agree that we may use cookies for these purposes. Find out more.×

Current Account Plus

Free banking as long as you remain in credit

With Current Account Plus you have access to our 24 hour* telephone, internet and mobile banking services to make managing your money convenient. You can plan your borrowing with a planned overdraft facility (subject to status and available to applicants aged 18 years and over). You’ll also have access to the linked Savings Account Plus (please note that access to this account is only by internet or telephone banking and you’re unable to deposit or withdraw money from your Savings Account Plus in any branch). Only available to those aged 16 or over.

Main features

No account fee. Other fees and charges may apply.


With no arrangement fee (all overdrafts are subject to status and applicants must be aged 18 or over).

For more information on fees and charges.

Savings Account Plus

An instant access account which is available with your Current Account Plus

24 hour access*

Telephone banking, mobile and internet banking

Withdraw up to £500 cash a day with your Debit MasterCard contactless card

Available 24 hours a day, 365 days a year, at any Clydesdale Bank ATM or UK Link ATM. If your Clydesdale Bank debit card is contactless, you can use it to pay for items up to £30** without having to enter your PIN. Subject to available funds.

Current Account switch guarantee

£150 from us to you

Fully switch your current account to us, maintain at least two active Direct Debits and pay in £1000 per month. Terms, conditions and exclusions apply. Offer ends 30/11/15.

Find out more about switching

Important information

You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.

Your eligible deposits with Clydesdale Bank plc are protected by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Clydesdale Bank and Yorkshire Bank.

Any deposits you hold above the limit between these brands are unlikely to be covered.

Please ask for further information or visit (opens in a new window)

* 24 hour telephone, mobile and internet banking may be temporarily unavailable during periods of routine maintenance. For your security calls may be monitored or recorded.

**From 1st September 2015 the limit increased from £20 to £30. However it may take some time for the limit increase to be available at every point of sale.

Compare with our other accounts

Compare all our accounts

Apply by phone or in branch

Online applications are available to new, sole applicants who do not need an overdraft. All other applicants can apply by phone or in branch.

Are you a new or existing customer?

Are you opening an account in your name or a joint application?

Sole account application

Applying securely online takes around 10 - 15 minutes.

  • You will receive an instant decision* if you are successful
  • You can register for internet and telphone banking
  • You will have the option to switch your account to us

Overdrafts and switching

Our online application does not currently offer the ability to arrange an overdraft. If you require an overdraft and are planning to use the Switch service then please call us on 0800 678 1230 or visit us in branch.

Please have this information ready:

  • Your address details for the past 3 years
  • Your current employer’s details (if applicable)
  • Income details - your Gross Annual and Net Monthly salaries
  • Details of your expenditure – e.g. Mortgage/Rent, loan payments
  • Your current bank details (if you are planning to Switch)

Online applications will be unavailable between 7pm - 7:15pm, 8:10pm - 8:25pm and midnight to 2:30am

* We aim to give online decisions for applications submitted between 8am to 10pm, Monday - Saturday and 8am to 9pm on Sundays. If we are unable to provide an instant decision or your application is submitted outside these times, we will aim to inform you within one working day.

Start again

Call us free on:

0800 678 1230

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

Request a phone appointment

Visit your local branch:

Or visit us in branch and one of our advisors will guide you through the application process.

Request a branch appointment

Branch Locator

Start again

Already started an application?

If you have already started an online application for opening one of our current accounts, regardless of whether you are switching from another provider, you can retrieve it here.

Retrieve your application

Online applications will be unavailable between 7pm - 7:15pm, 8:10pm - 8:25pm and midnight to 2:30am

Help and support

Branch locator

Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Call us to speak to an advisor or apply for a current account by phone

0800 678 1230

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

For your security calls may be monitored or recorded.