We know no one likes paying bank charges. However, each time you carry out a transaction when there aren't enough funds in your account to cover it, or you exceed your agreed overdraft should you have one, you'll be charged. These are known as unplanned borrowing charges. Our Current Account Control could help you avoid these and control your finances. The Current Account Control offers all the benefits of a regular current account and, for a fee of £7.50 per month, stops most payments* being processed that would result in unplanned borrowing charges. The account is subject to status and applicants must be 18 or over.
£7.50 account fee. Other fees and charges may apply.
Please note that there are still occasions when payments can still go through, even if you don't have sufficient funds available in your account. You'll not have to pay unplanned borrowing charges or debit interest on any unplanned borrowing. This could happen when:
You should check your current account regularly to ensure that there are always sufficient funds for regular payments, bills and household expenses, as they may not be paid if paying them would take you into unplanned borrowing. This could include very important payments, such as your mortgage or insurances, and you may incur charges from the providers of these products.
You can check your account by mobile and telephone banking, online or at a cash machine, and you should do this regularly. You may also want to change the dates of your standing orders and Direct Debits to ensure they fall when you have sufficient funds in your account to pay them. Your local branch will be happy to help you set up the payment arrangements.
If you're switching from an existing Clydesdale Bank account to Current Account Control, please make sure that you have sufficient funds to cover any payments made before the account switch that are charged to your account afterwards.
You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.
Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: Clydesdale Bank and Yorkshire Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Find your nearest Clydesdale Bank branch, Business and Private Banking centre or ATM